Fertility clinics in Singapore: success rates, costs and what is subsidised

Singapore regulates assisted reproduction more tightly than most countries, publishes what the public centres charge, and co-funds treatment for citizens in a way that decides where most couples go. This entry lists the centres, what a cycle costs on each route, and the rules — age limits, cycle caps, co-funding — that shape the decision.

What decides the outcome

Age. Success per cycle falls steeply after the mid-thirties, and the public co-funding rules follow the same curve. Time spent choosing a clinic is time the biology does not give back.

Public co-funding. Citizens under the age cap get a large share of the cost of a fixed number of cycles at public centres paid by the government. That single rule makes the public route the default for most Singaporean couples.

What the clinic reports. Clinics publish success rates in different ways — per cycle, per transfer, per embryo, clinical pregnancy or live birth, by age band or overall. Compare live birth per cycle started, by age band, or do not compare at all.

The public centres

Three public hospitals run assisted reproduction centres, and they are the only places where the government co-funding applies.

KK IVF Centre, KKH. The largest programme in the country, with the longest track record and the widest range of services, including fertility preservation for cancer patients. Waiting time for a first appointment on the subsidised route is the longest of the three.

NUH Women’s Centre — Clinical Assisted Reproduction Centre. The NUHS programme, with a documented research emphasis and shorter waits for western residents.

SGH Centre for Assisted Reproduction. The SingHealth adult hospital’s programme, smaller than KKH’s, serving the central region.

The private centres

Private fertility clinics offer shorter waits, a named consultant throughout and, at some, techniques not offered publicly. Co-funding does not apply.

Thomson Fertility Centre. The largest private programme, at Thomson Medical, with a long history and published pricing.

Virtus Fertility Centre. Part of an Australian group, at Scotts Road, with a documented emphasis on genetic testing of embryos.

Sincere IVF Centre. At Novena, one of the higher-volume private programmes.

Alpha Fertility Centre, Mount Elizabeth Novena. A private programme with genetic screening and egg-freezing services.

Raffles Fertility Centre. Raffles Hospital’s in-house programme with published fees and same-system referral.

What a cycle costs

Indicative figures for one IVF cycle including stimulation, egg retrieval, laboratory and one embryo transfer, excluding medication, which adds S$2,000–5,000 depending on protocol.

Route	Cycle cost, indicative	Government co-funding	Net for an eligible citizen couple
Public centre, subsidised	S$10,000–15,000	Up to 75% of the cost, capped per cycle	S$3,000–6,000 plus medication
Public centre, private rate	S$13,000–18,000	None	Full
Private clinic	S$14,000–22,000	None	Full

Co-funding applies to citizens for a set number of fresh and frozen cycles, with the percentage falling for couples where one partner is a permanent resident or foreigner, and is available only below an age cap that has been raised in recent years. MediSave can be used for assisted conception up to a lifetime limit per account, on both public and private routes. Confirm the current caps and percentages with the centre; they change with policy.

Egg freezing

Before any of the above, the first consultation at a public centre is often a wait of one to three months on the subsidised route. Couples who have already completed investigations elsewhere can bring the results; the centre will repeat only what is out of date. Male factor accounts for close to half of cases, so both partners are tested from the start.

Elective egg freezing for non-medical reasons has been permitted for women in a defined age range since 2023, at licensed centres, with the eggs usable only within marriage under current rules. A retrieval cycle costs in the same band as an IVF cycle without transfer, plus annual storage fees. No co-funding applies.

What a referral actually looks like

A polyclinic or gynaecologist refers couples to a public centre; the subsidised rate requires the polyclinic or CHAS route. Investigations — hormone tests, semen analysis, tubal assessment — happen before the first fertility consultation. Private clinics take direct bookings.

Frequently asked questions

What is the difference between IUI and IVF in cost?

Intrauterine insemination is a fraction of the cost — in the low hundreds to low thousands per cycle — and is the first step for many couples with unexplained or mild male factor infertility. Co-funding at public centres covers a set number of IUI cycles as well.

Which fertility clinic has the best success rate in Singapore?

Clinics report on different bases, so published rates are not comparable. Ask each for live birth per cycle started in your age band. The public centres and the larger private programmes report in the same range for the same age group.

Can foreigners get IVF in Singapore?

Yes, at private clinics and at public centres on the private rate, without co-funding. Singapore is a common destination for treatment within the region.

How many cycles are co-funded?

A set number of fresh and frozen cycles for eligible citizens below the age cap, with a further allowance under some conditions. The count and the cap are set by the Ministry of Health and have been revised more than once.

Is IVF covered by insurance?

Not by MediShield Life or Integrated Shield Plans. Some international and employer plans include a fertility benefit; most do not.

Check also

• Gynecology hospitals in Singapore — where the investigation and referral usually start
• MediSave and MediShield Life explained — how the MediSave withdrawal for assisted conception works
• Health screening packages in Singapore — pre-conception screening and what it includes

Where this index comes from

The centre list is from the Ministry of Health’s register of licensed assisted reproduction centres. Co-funding rules, age caps and MediSave limits are from the Ministry’s published assisted conception pages. Cost bands are rounded from the public centres’ published fee schedules and private clinics’ price guides.